Paying the National Hospital Insurance Fund (NHIF) contributions is a crucial task for Kenyans. NHIF is a government corporation providing medical covers to Kenyans over the age of 18, covering services like inpatient and outpatient services, maternity, cancer treatment, and renal dialysis. This guide offers a comprehensive understanding of how to conveniently pay NHIF via M-Pesa.
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Table of Contents
Requirements for NHIF Registration
To register for NHIF, you’ll need:
- National ID copies (including spouses and dependents, if applicable)
- Employer’s introductory letter (except for voluntary and self-employed contributors)
- Colored passport photos (for spouses and dependents, if applicable)
- Birth certificate copies for dependents
Making Monthly Payments
For the formal sector, employers automatically remit contributions. Individuals in the informal sector can pay via bank or M-Pesa, with the latter being the most popular due to its ease and convenience. Voluntary and self-employed individuals’ contributions are Ksh. 500 per month.
How to Pay NHIF via M-Pesa
- Access M-Pesa Menu: Open your SIM Tool Kit and navigate to the M-Pesa menu.
- Select Paybill: Choose the ‘Lipa na M-Pesa’ option and then ‘Paybill’.
- Enter Paybill Number: Type in 200222 as the business/pay bill number.
- Account Number: Use your National ID number.
- Enter Amount: Specify the amount you wish to pay.
- Confirm Transaction: Enter your M-Pesa pin, confirm the details, and send.
You’ll receive a confirmation message from M-Pesa.
Checking NHIF Payment Status
- Send an SMS: Compose an SMS with “ID”, a space, followed by your ID number.
- Send to 21101: You’ll receive details about your contributions and dependents.
Benefits of Paying NHIF via M-Pesa
- Convenience: Make payments anytime, anywhere.
- Speed: Instant processing of transactions.
- Security: Safeguarded by your unique M-Pesa PIN.
- No Extra Charges: Pay only the contribution amount.
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Conclusion
Paying NHIF via M-Pesa is a straightforward, secure, and efficient method, ensuring that you stay covered by NHIF. Regularly checking your account balance is also important to confirm receipt of contributions. Remember, NHIF contributions are mandatory for employed and optional for self-employed Kenyans, and non-payment may lead to penalties or suspension of medical coverage.
