M-pesa withdrawal charges - Kenya M-pesa charges 2022

Mpesa is a mobile money transfer system, launched in 2007 by Vodafone and Vodacom, the biggest mobile providers in Kenya and Tanzania.

These services enable access to the financial system for millions of people and decrease criminality in these societies based on cash exchanges.

They offer many services among which there are:

Deposit and withdraw money
Transfer money to other clients or to non-clients
Pay bills
Buy communication credits
Transfer money between the Mpesa service and another bank account

M-pesa withdrawal charges – Kenya M-pesa charges 2022

M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

Withdrawal from M-PESA Agent

Min(Kshs)	Max(Kshs)	M-PESA Charges
1	49	N/A
50	100	10
101	500	27
501	1,000	28
1,001	1,500	28
1,501	2,500	28
2,501	3,500	50
3,501	5,000	67
5,001	7,500	84
7,501	10,000	112
10,001	15,000	162
15,001	20,000	180
20,001	35,000	191
35,001	50,000	270
50,001	150,000	300

Transfer to Unregistered Users

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	N/A
101	500	45
501	1,000	49
1,001	1,500	59
1,501	2,500	74
2,501	3,500	112
3,501	5,000	135
5,001	7,500	166
7,501	10,000	205
10,001	15,000	265
15,001	20,000	288
20,001	35,000	309
35,001	50,000	N/A
50,001	150,000	N/A

Transfer to other M-PESA Users, Pochi La Biashara and Business Till To customer

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105

Transfer to other Mobile Money Users

ATM Withdrawal Other Transactions Download mySafaricom App and transact on M-PESA. M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

NOTE:

Maximum Account Balance is KSHs.300,000
Maximum Daily Transaction Value is KSHs.300,000.Maximum per transaction is KSHs.150,000
You cannot withdraw less than KSHs.50 at an M-PESA agent outlet.
To initiate M-PESA person to person self reversal, send the transaction confirmation message to 456
To transact, your Safaricom line and M-PESA account must be active
At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
You earn Bonga points when you transact on M-PESA.
To transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID or Kenyan Passport.
Dial *234# to view applicable charges or use M-PESA cost calculator on mySafaricom App

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105
200	2,500	34
2,501	5,000	67
5,001	10,000	112
10,001	20,000	197
Other Transactions	Kshs.
All Desposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA balance Enquiry	FREE
Change M-PESA PIN	FREE